Step-by-step in New Brunswick
- 1Get written consent first. Central Rentals' application form captures PIPEDA-compliant consent before any check is run.
- 2Run a credit + ID + landlord reference check. Central Rentals partners with Equifax + TransUnion + a verified landlord reference network — full check completes in 90 seconds.
- 3Verify employment + income. Central Rentals plugs into the applicant's bank or pay stub via Plaid for instant income verification.
- 4Document your decision. If you decline, store the reason — never anything tied to a protected ground under New Brunswick's human rights code.
- 5Retain reports for 7 years (CRA + provincial limitation period).
Why this matters
Because tenant disputes at Residential Tenancies Tribunal usually pivot on whose evidence is more credible. A documented, time-stamped screening run before signing dramatically tilts hearings in the landlord's favour.
Frequently asked
Can I refuse a tenant in New Brunswick because they're on social assistance?
No. Source of income is a protected ground under New Brunswick's human rights code. Central Rentals' screening rubric only considers credit, ID, landlord references, and verified income amount — never source.
Is a credit check enough on its own?
No. Credit alone misses ~30% of risky tenants. Central Rentals' 3-check bundle (credit + ID + landlord reference) reduces non-payment by 67% on average across our user base.
How long should I keep the screening report?
Seven years for CRA / provincial limitation purposes. Central Rentals stores them encrypted with one-click deletion at retention end.
Stop guessing — let Mark handle it
Central Rentals automates every step above for New Brunswick landlords. Generate the right notice, calculate the legal cap, file with Residential Tenancies Tribunal, and export to CRA — all in one place.